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Debt-Free Living: Take Control of Your Money
Get a fresh start with your money. Our simple plan helps you handle debt and banking in a whole new way.
What is Debt Free Life?
Debt Free Life, from Symmetry Financial Group, offers a new way to manage your money. It's built on a simple idea: you can be your own bank. This gives you more control over your money than regular banks can.
Here's how it works: You use the money that builds up in a special life insurance policy to pay for big things, like a car or home repairs. This means you don't have to borrow from banks or pay them interest. Instead, your money stays working for you, not for them.
This smart money plan helps you for your whole life. You can use it for unexpected costs, your child's college, extra retirement money, or even to pay off old debts faster. It gives you freedom and power over your finances that typical banking just can't.
Key Benefits
  • Become your own banker
  • Access funds without credit checks
  • Tax-advantaged growth
  • Flexible repayment terms
  • Multi-generational wealth building
How "Infinite Banking" Works
Many smart people are looking for new ways to handle their money, away from traditional banks. Here's a simple look at how this idea works and why it's becoming popular.
01
Your Money Grows
Your whole life insurance policy builds up cash over time. This money grows without being taxed each year.
02
Borrow Easily
Need money? You can borrow against your cash value. No credit checks or long approval processes are needed.
03
Money Still Earns
Even when you've borrowed, your full cash value keeps earning money for you, just like before.
04
Pay Back Your Way
You decide when and how to pay back the loan. You are in charge of the terms.
Get Your Money: How Policy Loans Work
Policy loans are key to the Debt Free Life plan. When you take a loan from your whole life policy, you're actually borrowing from the insurance company, not directly from your cash value. The company uses your policy as a guarantee, but your cash value stays right where it is and keeps growing.
This is important: unlike taking money out (which lowers your cash value), a policy loan lets your money keep earning for you while you're using it. Your full cash value continues to earn dividends and grow, creating a strong way to build wealth.
No Credit Checks
Your credit score doesn't matter because you're borrowing against your own money.
Easy Repayment
There's no strict payment schedule or monthly bills you have to pay.
Tax Benefits
Get money that has grown without taxes, and you won't pay extra fees.
What Happens with Your Money
While You're Alive
If you don't pay back your policy loan, the amount you still owe will be taken from your policy's cash value if you ever cancel the policy. You have complete control: you decide if, when, and how much to pay back, depending on your money situation.
Many people use this like a flexible credit line they can always tap into for opportunities or emergencies. The main difference from other loans? You're essentially paying interest to yourself, not to a bank.
After You Pass Away
If you have an unpaid loan when you die, the insurance company will simply subtract that amount from the money paid to your loved ones. The rest of the death benefit goes to them without being taxed.
This means your family still gets a good amount of money, even if you used policy loans during your life. Many families see this as the best of both worlds: you get cash when you need it while alive, and your family is still financially protected after you're gone.

Important Tip: Policy loans are very flexible. But it's smart to talk to a financial expert. They can help make sure your loan plan fits your long-term goals and doesn't accidentally hurt your policy or the money your family gets.
Debt Free Life in Action
The Debt Free Life program is truly flexible. It can help you in many parts of your life. People across America are finding new ways to use this plan to get ahead financially.
Unexpected Costs
Get money quickly for surprise medical bills, home repairs, or new car needs. You won't have to use up your savings or run up credit card debt.
Paying for School
Fund college or job training without the high interest rates or strict rules of typical student loans.
Extra Retirement Income
Create an income stream in retirement that's tax-free. This can add to your Social Security and other savings.
Get Rid of Debt
Pay off credit cards and other high-interest loans. Then, you pay yourself back instead of the bank.
Want to see how Debt Free Life can change your money future? Talk to a Symmetry Financial Group representative today. They can help you find out if this smart plan fits your personal money goals.
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